Home Equity Options

If you're looking for a low-cost loan for major purchases or expenses, or to consolidate debt, the equity in your home can be a great resource. Plus, the interest may even be tax deductible. Check with your tax advisor.

For a limited time, get a $100 gift card* on any of our home loans. It's a special housewarming gift from us to you!

We offer you two options to suit your borrowing needs and preferences.

Home Equity Loan

  • May be right for you if you have a large expense such as a major home improvement or you want to consolidate your debt
  • Funds disbursed all at one time
  • Fixed interest rate
  • Fixed monthly payment amounts

Learn more

Apply Now

Home Equity Line of Credit

  • May be right for you if you have a recurring expense such as a home renovation or education expenses
  • Funds can be used as needed
  • You are approved for a specific credit limit that can be used repeatedly over a period of time
  • Variable interest rate
  • Variable monthly payment amounts

Learn more on how our low-interest, tax-deductible1 Home Equity Line of Credit can give you more green. 

Apply Now

Easy ways to make loan payments

NMLS #756614

1Check with your tax advisor.

*Offer subject to change without notice. $100 gift card offer is given at closing of a Home Equity Line or Loan, or Mortgage, financed by North County Credit Union or its mortgage service provider, Members Loan Services. Offer valid for loan applications received between May 6 to July 31, 2019. Approved loans must be funded by September 30, 2019. Home Equity Lines applicants must also make a minimum $10,000 initial credit advance to be valid. Offer many not be combined with any other promotional offer.