Home Equity Options
If you're looking for a low-cost loan for major purchases or expenses, or to consolidate debt, the equity in your home can be a great resource. Plus, the interest may even be tax deductible. Check with your tax advisor.
For a limited time, get a $100 gift card* on any of our home loans. It's a special housewarming gift from us to you!
We offer you two options to suit your borrowing needs and preferences.
Home Equity Loan
- May be right for you if you have a large expense such as a major home improvement or you want to consolidate your debt
- Funds disbursed all at one time
- Fixed interest rate
- Fixed monthly payment amounts
Home Equity Line of Credit
- May be right for you if you have a recurring expense such as a home renovation or education expenses
- Funds can be used as needed
- You are approved for a specific credit limit that can be used repeatedly over a period of time
- Variable interest rate
- Variable monthly payment amounts
Learn more on how our low-interest, tax-deductible1 Home Equity Line of Credit can give you more green.
Easy ways to make loan payments
- Payroll Deduction
- Internet Teller payments & transfers
- Online Bill Pay
- Mobile, Telephone & Text Banking
- Transfer by phone through Member Services
- Mail a check or pay at a branch
- Pay by e-check transfer from another financial institution
1Check with your tax advisor.
*Offer subject to change without notice. $100 gift card offer is given at closing of a Home Equity Line or Loan, or Mortgage, financed by North County Credit Union or its mortgage service provider, Members Loan Services. Offer valid for loan applications received between May 6 to July 31, 2019. Approved loans must be funded by September 30, 2019. Home Equity Lines applicants must also make a minimum $10,000 initial credit advance to be valid. Offer many not be combined with any other promotional offer.