Home Equity Loans

Apply Now

A Home Equity Loan may be right for you if you have a large expense such as a major home improvement or you want to consolidate your debt.

  • Fixed rate and monthly payment amount
  • Interest may be tax deductible, so check with a tax advisor
  • Funds disbursed in full when you get the loan
  • First or second trust deeds available
  • Property must be located in California
  • Eligible properties include one to two family homes, condominiums, and double-wide manufactured homes on a permanent foundation
  • Property insurance required on all properties being used as collateral
  • Flood insurance may be required

Owner-occupied property:

  • Terms up to 15-years are available
  • Borrow up to 80% of the appraised value of your home up to $250,000

Non-owner occupied property:

  • Terms up to 12-years are available
  • Borrow up to 75% of the appraised value of your home up to $250,000

Apply Now
or apply by phone at 858-487-1880 (toll-free at 855-487-1880)

Easy ways to make loan payments