News & Events
12-month Investment Certificate rates as high as 2.25%APY*
Save with peace of mind knowing that your money is earning great returns in a North County Credit Union Investment Certificate. Start with as little as $5,000!*
Worried about locking in funds should rates rise? Ask about our new Flex Certificate option which gives you the choice of bumping up your rate one time during the term of your investment or making a partial or full withdrawal without any penalty. Ask for details.
Scurry though! This is a limited time offer.
*APY = Annual Percentage Yield. APY and term for 12-month Investment Certificate accurate as of 12/12/2018 and subject to change without notice. Minimum opening balance of $5,000 for 12-month certificate to earn 2.25% APY. Early withdrawal penalty applies to all Investment Certificates. Fees could reduce earnings. These Investment Certificates will automatically renew to a non-promotional certificate upon maturity. Investment Certificates maturing during the promotional period will not automatically renew to the promotional rate. You must call (858) 487-1880 or visit any of our branch locations to take advantage of this promotional rate on new and/or renewing Investment Certificates.
Early Withdrawal Penalties: A penalty will apply for principal withdrawals of Investment Certificate made prior to maturity. The penalty imposed shall be as follows:
a) all dividends for 90 days on the amount withdrawn, or
b) all dividends on the amount withdrawn since the date of issuance or renewal, whichever is less, with a minimum equal to 7 days dividends, or
c) if a withdrawal reduces the balance below the required minimum, the account shall be closed and a loss of dividends as in a or b above, whichever is less, will be assessed on the entire amount in the account.
Penalty-free withdrawals are only allowed as required by law.
We offer free Shred It Days* the last Wednesday, Thursday and Friday of each month. Grab your old receipts, statements or other personal documents you want to get rid of and bring them by our branch. You can shred up to four boxes – free!* We’ll shred it. Please just remove all clips and metal fasteners beforehand.
Upcoming Shred It Days:
January 26, 27, 28
February 20, 21, 22
*Up to four boxes of paper per person. North County Credit Union reserves the right to limit or refuse items to be shredded.