Skip-A-Pay

Take a break… from your loan payment!

Apply now

Holiday stress? Relax!

Let North County Credit Union put a little breathing room in your budget. Choose your month to skip a payment on any qualifying North County Credit Union loan.* Then use the money any way you wish – purchase gifts, pay down other balances, or just treat yourself for a change!

Skip your upcoming November, December, January or February payment. A low $50 processing fee applies per loan. 

So go ahead and take a break from your loan payment. Simply complete and return our Skip-A-Payment application form today!

Apply now

Or Download an Application

Questions? Email us or call us at 858-487-1880 (toll-free at 855-487-1880)

*Skip-A-Pay Terms of Offer: Signature on form represents agreement with Terms of Offer. Skip-A-Pay option only available for fixed-rate Personal, Auto, and Auto Equity Loans. Skip-A-Pay defers one payment for the loan(s) checked on this form. Loan(s) must be in good standing. Loans less than one year old, or if modified with a payment extension over the past year, are not eligible for this offer. North County Credit Union reserves the right to refuse any skip-a-payment request. Interest will continue to accrue on the outstanding balance of the loan. Borrower continues responsibility for all outstanding principal and interest, and agrees to resume timely monthly payments following the skipped payment. Borrower’s pledge of security shall remain in effect until the loan is fully repaid, regardless of original maturity date. Any credit life and/or credit disability insurance on loan will not extend beyond the original maturity date of the loan.