Skip A Pay

Take a break… from your loan payment!

Need extra cash this summer? Let North County Credit Union put a little breathing room in your budget.

Choose your month to skip a payment on any qualifying North County Credit Union loan.* Then use the money any way you wish – book a family dream vacation, pay down other high rate credit card or loan balances, or just treat yourself for a change!

Skip your upcoming June, July or August 2019 payment. A low $75 Administration Fee applies per loan.

Complete and return our Skip-A-Payment application form today!

Apply Online

Download Application


Email us or call 858-487-1880.

*Skip-A-Pay Terms of Offer: Signature on form represents agreement with Terms of Offer. Skip-A-Pay option only available for fixed-rate Personal, Auto, and Auto Equity Loans. Skip-A-Pay defers one payment for the loan(s) checked on this form. Loan(s) must be in good standing. Loans less than one year old, or if modified with a payment extension over the past year, are not eligible for this offer. North County Credit Union reserves the right to refuse any skip-a-payment request. Interest will continue to accrue on the outstanding balance of the loan. Borrower continues responsibility for all outstanding principal and interest, and agrees to resume timely monthly payments following the skipped payment. Borrower’s pledge of security shall remain in effect until the loan is fully repaid, regardless of original maturity date. Any credit life and/or credit disability insurance on loan will not extend beyond the original maturity date of the loan.