Auto Related Coverage

Protect your vehicle investment and your wallet with these optional Auto Related Coverage plans.

Guaranteed Asset Protection (GAP) 

Available to members who finance a new or used vehicle with us, only at the time you obtain your loan. GAP protects you from financial liability if your vehicle is damaged beyond repair or stolen and never recovered. It will pay the difference between the insurance settlement and the loan balance, and will cover your insurance deductible.

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Mechanical Breakdown Protection (MBP)

Provides protection against mechanical breakdowns above and beyond the original manufacturer's warranty.

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Auto Advantage Program

Pays up to $500 per Loss (UNLIMITED losses per year) when a Loss is filed and paid by the Auto Insurance Company for a Covered Auto you own or lease and insured under an Auto Insurance Policy designating in your name. Coverage is effective upon date of enrollment and continues for three years.

To learn more, or to sign up, please visit any North County Credit Union branch or call 858-487-1880.


Auto Related Coverages are sold as non-insurance products. Purchase is voluntary and will not affect your application or the terms and conditions of your loan. The product offered is not insured by the NCUA. There are eligibility requirements, conditions, and exclusions that could prevent you from receiving benefits under these programs. Auto Related Coverages are administered by Allied Solutions, LLC and is underwritten by Securian Casualty Insurance Company. Additional terms, conditions and limitations may apply. Please refer to individual product brochures from any of our branch locations, for additional information.