Loan Application

You must be a North County CU member to apply. This form may only be used to apply for a North County CU Consumer Loan. If you have any questions while completing this application, please call our Information Center at (858) 487-1880 during regular business hours.

Please provide all the requested information. When you have completed the form, press the SUBMIT button to send your application. You'll hear back from us in 2 to 4 working days. You may also elect to print this loan application (by using your browser's print feature) and mail it to us.

For information on our Loan Rates and Conditions, click here.

North County Credit Union, 17045 Via Del Campo, San Diego CA, 92127


Married applicants may apply for a separate account. If you are applying for Individual Credit, you must complete the Applicant section about yourself and the Co-Applicant section about your spouse if:

  1. You live in or the property pledged as collateral is located in a community property state (AZ, CA, ID, LA, NM, NV, TX, WA, WI),
  2. Your spouse will use the account, or
  3. You are relying on your spouse's income as a basis for repayment.

If you are relying on income from alimony, child support or separate maintenance, complete the Co-Applicant section to the extent possible about the person on whose payments you are relying.

If you are applying for Joint Credit with another person, complete the Applicant and Co-Applicant sections.


TYPE AND AMOUNT OF CREDIT YOU'RE REQUESTING
Is this your first loan from us? yes no
Amount/Credit Limit Requested: $
Approximate Time to Repay:
(Term of Loan)
How Many? Periods:
Loan Type:
Security Offered:
(for secured credit only, not applicable to credit cards)
Type of Credit: Individual Joint



PAYMENT PROTECTION COVERAGE Check if desired

Find out more about Payment Protection Insurance and why it's a better consumer value when offered through your credit union.

Check coverage(s) desired. We will disclose the cost of this Payment Protection Insurance - Credit Disability and Credit Life - to you. A separate enrollment form which discloses the terms and conditions must be signed for coverage to become effective.
Yes No Do you want your loan protected for you and your family if you become disabled?
Yes No Do you want your loan protected for you and your family in the event of your death?


TELL US ABOUT YOURSELF
Applicant Co-Applicant
Name: Name:
CU Account #: CU Account #:
Social Security #: Social Security #:
Please indicate your marital status if you are applying for Joint Credit, secured credit or if you live in a community property state:
Married Separated Unmarried (Single - Divorced - Widowed)
Please indicate your marital status if you are applying for Joint Credit, secured credit or if you live in a community property state:
Married Separated Unmarried (Single - Divorced - Widowed)
Driver's License #: Driver's License #:
State: State:
Birth Date: Birth Date:
Home Phone:
Business Phone:
Home Phone:
Business Phone:
Present Address:
Years There: Own Rent
Present Address:
Years There: Own Rent
Email Address: Email Address:

DEBTS DEBTS
Mortgage/Rent owed to: Mortgage/Rent owed to:
Balance (Mortgage only): Balance (Mortgage only):
Monthly Payment:
Current APR % (Mortgage only):
Monthly Payment:
Current APR % (Mortgage only):
Person Responsible for Payment: Person Responsible for Payment:
INCOME INCOME
Employer: Employer:
Starting Date: Starting Date:
Income: $
Net Gross
Annual Monthly Bi-weekly Weekly
Income: $
Net Gross

Annual Monthly Bi-weekly Weekly
Other Income: (Notice: Alimony, child support or separate maintenance income need not be revealed if you do not have it considered as a basis for repaying this obligation.)
Source:
$  
Annual Monthly Hourly

Other Income: (Notice: Alimony, child support or separate maintenance income need not be revealed if you do not have it considered as a basis for repaying this obligation.)
Source:
$  
Annual Monthly Hourly


Please enter any additional information regarding your application here:

SIGNATURES: You promise that everything you have stated in this request is correct to the best of your knowledge. If there are any important changes, you will notify us in writing immediately. You also agree to notify us of any change in your name, address or employment within a reasonable time thereafter. You authorize the credit union to obtain credit reports in connection with this request. If you request, the credit union will tell you the name and address of any credit bureau from which it received a credit report on you. You understand that it is a federal crime to willfully and deliberately provide incomplete or incorrect information on requests made to Credit Unions insured by the NCUA. You understand that the credit union will rely on the information in the request and your credit report to make its decision.

X________________________
Applicant Signature and Date
X________________________
Co-Applicant Signature and Date


By submitting this loan request, you agree that the information is correct to the best of your knowledge. You also agree to notify us of any changes to your name, address or employment.

You authorize the credit union to obtain credit reports in connection with this request


   




Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency