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Vehicle Loans & Leases

New & Used Vehicle Loans (Auto, Motorcycle and RVs)
Second Chance Refinances
Vehicle Leases
Lease Buy-Outs

Check out these other vehicle related services on our Web site:

Auto Buying Services & Deals
Auto Insurance
Online Loan Application
Loan Calculator
Loan Comparison Calculator



New & Used Vehicle Loans (Auto, Motorcycle, and RVs)
No matter what drives you – and no matter what you drive – be sure to pull into North County CU as your first stop on the road to a great loan. Whether you are planning to get behind the wheel of a car, truck, motorcycle or RV or live in a mobile home, you'll find just about the best loan rates parked right here.

Auto Loans (Car, Vans, Trucks) – Finance up to 100% of the purchase price of your auto including Mechanical Breakdown Insurance, tax and license. Terms up to 84 months are available. Used Cars that are less than 5 model years old with less than 60,000 miles qualify for our New Car Loan rates! Homeowners, ask us about our Auto Equity Loan and get a crash course in defensive tax driving.

Motorcycle Loans – Finance up to 75% of the purchase price of your new motorcycle, including tax, license and extended warranty. Terms up to 60 months are available. For used motorcycles, we will lend up to 75% of its wholesale Kelley Blue Book value. Terms up to 60 months are available.

Recreational Vehicle (RVs) Loans – Finance up to 80% of the purchase price of your RV, including tax, license, documentation fee and extended warranty. Terms up to 120 months are available. For used RVs, we will lend up to 90% of its wholesale Kelley Blue Book value. Terms up to 120 months are available.

Loan Rates                Auto Buying Services & Deals
Loan Calculator       Auto Insurance

Interested? Apply online, or email or call our Information Center at (858) 487-1880 for an application.

Second Chance Refinances
If you've already financed your vehicle at another financial institution or through a dealer, you can still take advantage of North County CU's lower rates. Call our Information Center at (858) 487-1880 to find out if you qualify for our "Beat Your Rate" offer.

Start saving as soon as possible, use our loan comparison calculator to see how much you could save, then apply online, or email or call our Information Center at (858) 487-1880 for an application today.

Vehicle Leases
Do you want to lower your monthly payments and out-of-pocket expenses to drive a new vehicle? Do you typically drive 15,000 miles or less a year? Then you might be a candidate for a North County CU vehicle lease. Let us take the confusion out of leasing for you. Email or call our Information Center at (858) 487-1880. We'll explain it all. We'll even find the vehicle you want so you won't have to haggle with a dealer. We're taking extra steps so you don't have to!

Lease Buy-Outs
North County CU has helped dozens of members purchase their leased vehicles. Please email or call our Information Center at (858) 487-1880 for assistance.